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Bank of America® Premium Rewards® credit card

60,000 Points after you spend $4,000 in the first 90 days
Bonus Est. Value Category Annual Fee
60,000 Points
50,000 Points
$600 $95

This card offers 2 points per dollar on travel & dining and 1.5 points per dollar everywhere else. Points are worth 1 cent each and can be redeemed as a statement credit or as a deposit into your eligible Bank of America or Merrill Lynch account (including savings, checking, and 529). Points can also be used to purchase travel through the Bank of America Travel center or they can be redeemed for gift cards. Essentially, this card earns 2% back on travel & dining and 1.5% back on everything else.

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