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80,000 Chase Ultimate Rewards Points after you spend $4,000 in the first 3 months
Bonus Est. Value Category Annual Fee
80,000 Points
60,000 Points
$1,000 Chase Ultimate Rewards $95

"This is an excellent all-around card. The #1 card for beginners, and one of THE best cards for any type of traveler. The Chase travel portal and transfer partners make it very flexible. Now includes a $50 grocery credit as part of the signup bonus. At a minimum, this card's value is $750 when using the travel portal, but we value Chase points at 1.8 cents per point because of their value when transferred to travel partners like Southwest, United, Hyatt, or Marriott. The card offers 2 points per dollar for all travel & dining purchases, no foreign transaction fees, and primary rental car coverage." - Zac

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