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20,000 Chase Ultimate Rewards Points after you spend $500 in the first 3 months
Bonus Est. Value Category Annual Fee
20,000 Points
$200 Chase Ultimate Rewards $0

Points OR cash: This card is marketed as a cash back card, but it actually earns Chase Ultimate Reward points. On the next page, you will see a cash signup bonus, but you would actually earn points. Once the points are earned, you have several ways to use the points. One of the options is to convert points to cash.


A very strong, new card from Chase that is super flexible for cash back or free travel. Lots of good spending categories and the ability to move points to a Sapphire card make this a great card to have.


If you love the idea of maximizing rewards and are up to the challenge to do so, then the Chase Freedom Flex is your card. This card is great for rewards maximizers or those who are keen to squeeze out every available point from a card!

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