Welcome! We at Miles For Family are all about “free” or heavily discounted family travel. This would not be possible without the sign-up bonuses from new credit cards. That is how Leana and I have traveled to Australia, New Zealand, Bora Bora, Europe, Mexico and all over the U.S. with our families. We are partnering with Travel Freely to bring you the best credit card offers to help you achieve your travel goals. Check out these offers below! Note that Miles For Family receives a commission when you apply through these links. Thank you for supporting our blog!
– Leana and Nancy, Miles for Family
Cards with the Option for Travel or Cash
Many cards earn points that are easily redeemed for cash where one point equals one cent. We are going to keep this post simple and advocate for Chase Ultimate Rewards and pure cash back cards. Chase points offer the highest cash back option (100%) compared to any other rewards program. Therefore, for travel and cash back, Chase is the best and their online portal is easy to use if you need flexibility and options.
The cards listed below offer points that are more valuable when used towards travel. In order to understand how valuable each of the below offers is, convert the number of points to cash back, in your head by following this pattern (drop the last two zeros and add a dollar sign):
- 25,000 points = $250
- 50,000 points = $500
- 60,000 points = $600
- 80,000 points = $800
- 100,000 points = $1,000
Check out our Chase Ultimate Rewards Guide for a full understanding of how Chase Ultimate Rewards are valued and used for travel and transfer partners. Although it can be very helpful, the cash back value is the lowest redemption value compared to using points for travel.
Chase Ink Business Preferred
Read our Complete Guide on the Chase Ink Business Preferred.
Chase Sapphire Preferred
Read our Complete Guide on the Chase Sapphire Preferred.
Chase Ink Business Cash
Read our Complete Guide on the Chase Ink Cash.
Great signup bonus for a business card with no annual fee, now with an extended timeline for hitting the spend requirement. Great for carrying a balance. 5x earning categories, and if paired with a premier Chase credit card (one that carries an annual fee), your points are worth even more.
Chase Ink Business Unlimited
Read our Complete Guide on the Chase Ink Unlimited.
Great offer for a no annual fee card! A no-brainer, great business card. Your choice to receive 1.5% cash back or 1.5x points.
How to Get Cash Back on Chase’s Portal
Best Pure Cash Back Cards
Here’s a list of our “Best Cash Back Credit Card Offers” to guide you through choosing the best cash back cards with bonuses, rewards from spending, and cash back shopping.
Citi Double Cash Card
Now with a signup bonus! A great complement to the Citi Premier card.
Pros
- Can earn ThankYou points
- 0% APR offer
- Known to be an easy approval
- No annual fee
Cons
- Foreign transaction fees
American Express Blue Cash Everyday
In addition to the welcome offer you receive after meeting the minimum spend requirement, you'll also receive 10% back as a statement credit on purchases made at restaurants worldwide within the first 6 months of card membership (up to $150 back). Definitely worth considering if you're looking for a cash-back card, as you'll earn 3% cash back on several credit cards. Cash back is received in the form of reward dollars that can be redeemed as a statement credit. Terms apply.
American Express Cash Magnet Card
This card has a solid welcome offer and 1.5% back on all purchases. You will receive cash back in the form of statement credits. Worth consideration if you need a cash-back card and like Amex. Terms apply.
American Express Blue Cash Preferred
This is a great cash back card which allows you to earn 6% cash back at U.S. supermarkets (up to $6,000 per year in purchases) and 3% cash back at U.S. gas stations. Terms apply.
Check out all these offers and more here.
Best Pure Cash Back Business Cards
Chase Ink Business Cash
This card is a top pick for cash back lovers and travelers. We have a complete guide for you to learn more about this card.
Great signup bonus for a business card with no annual fee, now with an extended timeline for hitting the spend requirement. Great for carrying a balance. 5x earning categories, and if paired with a premier Chase credit card (one that carries an annual fee), your points are worth even more.
Chase Ink Business Unlimited
Great offer for a no annual fee card! A no-brainer, great business card. Your choice to receive 1.5% cash back or 1.5x points.
American Express Blue Business Cash Card
This $0 annual fee card is intriguing for the 2% cash back on all eligible spending (up to $50,000 annually). Cash back is earned in the form of statement credits. Terms apply.
Maximize Rewards in Shopping Portals
Read our full article on maximizing rewards and cash back in shopping portals. Here’s a quick summary on maximizing rewards with online shopping: Check out CashbackMonitor.com; Join Rakuten and get an easy $10; Join your favorite airline’s shopping portal; and, Maximize your spending by getting a new credit card with a big sign-up bonus.
Final Thoughts
With the coronavirus pandemic wreaking havoc on our world today, getting into the habit of saving cash with credit card offers such as these cash back rewards are great ways for you to save and earn points for when you’re ready to travel. So make sure you check out each of these offers, earn the points you need, and get ready to execute a very good points strategy. You can be traveling to your dream destination soon!